The Total Money Makeover : A Proven Plan for Financial Fitness

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The Total Money Makeover
: A Proven Plan for Financial Fitness

作者:DaveRamsey

出版社:ThomasNelson

副标题:AProvenPlanforFinancialFitness

出版年:2009-12-29

页数:288

定价:USD24.99

装帧:Hardcover

ISBN:9781595550781

内容简介
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The success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health. Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!" The Total Money Makeover isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you.

评论 ······

Korean Version

It is only for people with debt. If you do not, don't get the book. It'll be wasting ur time.

听的有声书。前80%只值一星。不要借债要用现金消费这么一个观点不值得作者那么激动的反复赘述。前前后后就是:准备应急账户,从小到大还清房贷意外的债务,养老,教育基金。没有什么特别有用的干货啦。

我们这波看过n轮理财区精华帖的老网民容易觉得cliche,可一旦试图把自己脑子里的观念分享给被小额贷困住的人,会感到为难——像是只能意会不能言传。这本书做到了言传,态度诚恳,基于自己惨败的经验很有同理心。我们没bankruptcy做底线,很多年轻人一失足就一生毁掉了,很难有再开始的机会。可这种环境下,我们比paycheck to paycheck的生活方式更刺激:我们习惯把置业当投资,我们这边的氛…

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